This type of crime is on the increase due to the ease with which funds can be transferred via paper or electronic documents. To protect yourself from becoming a victim, you should do the following:

• Get a copy of your own credit report every six months and check it to make sure there aren't any credit card or checking accounts you didn't open.
• Never give your credit card number to someone who calls you on the telephone.
• Read your monthly statements carefully and report any discrepancies immediately.
• Rip up or shred your old checks and bills before putting them in the trash.
• When you renew your driver's license, don't use your Social Security number as your license number. There's no sense in making your Social Security number too easily available.
• Guard the Personal Identification Number (PIN) you use on your various credit cards. Don't write them down in your personal planner, and don't leave them on a slip of paper in your purse or wallet.