If someone has used your personal identifying information, such as your social security number, date of birth, and/or name, to open lines of credit or to obtain services, you will first need to contact all three major credit reporting bureaus to place a "Fraud Alert" on your credit report. When you call the following toll-free numbers, this will notify businesses that you may be the victim of fraud. Contact the following bureaus:

• Trans Union: 888-909-8872
• Experian: 888-397-3742
• Equifax: 800-685-1111

Request a copy of your credit report.  Review all of the information on your credit report and determine if the entry is a mistake or fraudulent.

The following information will assist us in investigating your case: a copy of your credit report listing the fraudulent accounts, collection notice, and/or other documents that identify where the crime occurred, etc.

If you feel that you have been the victim of an Identity Theft, contact the Bay City Department of Public Safety at 989-892-8571 and request an Identity Theft report. A report may be taken over the phone.