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Bay City Government News

Posted on: June 30, 2021

City of Bay City COVID-19 Mortgage Relief Program

BAY CITY, MICH. - The City of Bay City's COVID-19 Mortgage Relief Program will provide a one-time grant to pay for up to six months of past due mortgage payments to low income residents of Bay City who have had a hardship directly related to COVID-19.   


Eligible applicants must live within the City of Bay City limits, be at or below 80% of area median income, and had a hardship that is a direct result of COVID-19.   Documentation or proof of COVID-19 hardship and income verification is required.  


Income limits are as follows: 

Family Size



















Applications can be found here or call (989) 894-8156 to have an application mailed.  


Applications can be returned to the City of Bay City/Community Development by:

1. Walk-In

2. US Mail, City of Bay City, Community Development, 301 Washington Avenue, Bay City, MI  48708

3. Drop Box, located at the back of City Hall, Saginaw Street Entrance

4. Email with original signatures:  [email protected]


Application will be reviewed on a first come, first serve basis and accepted until all grant funds are depleted. 


Please feel free to call (989) 894-8156 with any questions you may have.

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